Thoughts and insights

from the Recludo leadership team.

“What Comes After the Finish Line?” — Why Most Mortgage Brokers Regret Selling Their Business

“What Comes After the Finish Line?” — Why Most Mortgage Brokers Regret Selling Their Business

It’s the morning after. The ink is dry. The funds are cleared. The keys to your mortgage brokerage have been handed over, and for the first time in years—maybe decades—you have nowhere to be. So why d... ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

May 23, 20255 min read

Chris Slater Joins Recludo as Head of Group Services

Chris Slater Joins Recludo as Head of Group Services

Chris Slater Joins Recludo as Head of Group Services ...more

Blogs ,Industry commentary

May 12, 20252 min read

Succession Advisors, You Can’t Serve Business Owners by Pretending to Be One

Succession Advisors, You Can’t Serve Business Owners by Pretending to Be One

When it comes to succession planning in mortgage broking, there’s a truth I’ve learned the hard way—and it’s this: You can’t lead someone through a journey you haven’t walked yourself. ...more

Blogs ,Accelerated value creation Industry commentary &succession planning

May 01, 20257 min read

Embracing Failure: The Hidden Key to Freedom for Mortgage Brokerage Owners

Embracing Failure: The Hidden Key to Freedom for Mortgage Brokerage Owners

Remember when you learned to walk? You stood up, wobbled, and promptly fell on your backside. Did you think, "Clearly walking's not for me. Better stick to crawling for life"? Of course not. You got u... ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

April 27, 20256 min read

Why Traditional Wealth Building Advice Fails Mortgage Brokerage Business Owners (And What to Do Instead)

Why Traditional Wealth Building Advice Fails Mortgage Brokerage Business Owners (And What to Do Instead)

Let’s be honest. Most financial advice handed to mortgage brokers—especially those who are now business owners—is outdated, misaligned, and built for someone else’s life. ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

April 23, 20256 min read

Embracing the Messy Middle: A Broker’s Guide to Navigating Business Transitions with Confidence

Embracing the Messy Middle: A Broker’s Guide to Navigating Business Transitions with Confidence

This blog is for those of you who feel like you’re in between phases—if that’s you, you’re not doing anything wrong. You’re just in the messy middle—and that’s exactly where growth lives. ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

April 06, 20256 min read

We’ve Seen This Before — Major Banks Are Back to Undermining Brokers

We’ve Seen This Before — Major Banks Are Back to Undermining Brokers

In recent months, we’ve seen the banks dust off an old playbook — one that many of us hoped had been shelved for good. Once again, they’re trying to chip away at the mortgage and finance broking indus... ...more

Industry commentary

April 07, 20253 min read

The Currency of Trust in Mortgage Broking – A Practical Blueprint for Business Owners

The Currency of Trust in Mortgage Broking – A Practical Blueprint for Business Owners

Trust. It's a word we all use, often without stopping to fully grasp its weight. It's the foundation, the absolute bedrock, of every successful mortgage broking business. ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

March 31, 20255 min read

The Growth Trap: Why Most Brokers Get Stuck

The Growth Trap: Why Most Brokers Get Stuck

“Are you growing... or are you scaling?” It’s a deceptively simple question. But in over two decades of working with mortgage brokers—from fresh solo operators to established multi-broker practices—I'... ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

March 26, 20256 min read

The Hidden Costs of Scaling a Mortgage Broking Business—and How to Overcome Them

The Hidden Costs of Scaling a Mortgage Broking Business—and How to Overcome Them

There’s an old saying in business: “More revenue, more problems.” It’s a truth that many mortgage brokers don’t fully appreciate until they find themselves drowning in the very success they worked so ... ...more

Blogs ,Accelerated value creation Industry commentary succession planning &mergers and acquisitions

March 20, 20254 min read

Why Most Bonus Plans Fail – And How to Get Them Right in Your Mortgage Broking Business

Why Most Bonus Plans Fail – And How to Get Them Right in Your Mortgage Broking Business

A well-structured incentive plan should reinforce a partnership approach with relationship with employees—one where financial value is shared with those who help create it. ...more

Blogs ,Accelerated value creation Industry commentary &succession planning

March 07, 20256 min read

Relentless Vision: The Key to Unlocking Sustainable Growth in Your Mortgage Brokerage

Relentless Vision: The Key to Unlocking Sustainable Growth in Your Mortgage Brokerage

Many brokers start out with a strong sense of purpose. They want to build a business that supports their lifestyle, provides financial security, and creates opportunities for their clients, but withou... ...more

Blogs ,Accelerated value creation Industry commentary &succession planning

March 04, 20254 min read

The Truth About Selling Your Mortgage Broking Business: Are You Cashing Out or Tapping Out?

The Truth About Selling Your Mortgage Broking Business: Are You Cashing Out or Tapping Out?

For many mortgage brokers, selling their business is the ultimate endgame—the big payday, the final victory lap. Cash out, walk away, and sail into the sunset. It sounds like the dream, doesn’t it? ...more

Blogs ,Accelerated value creation Industry commentary &succession planning

February 27, 20256 min read

Clarity, Action, and Faith: The Blueprint for Mortgage Broker Success

Clarity, Action, and Faith: The Blueprint for Mortgage Broker Success

What separates those who build thriving businesses from those who stay stuck in the grind? The answer lies in a simple but profound framework: Clarity, Action, and Faith. ...more

Blogs ,Accelerated value creation &Industry commentary

February 18, 20255 min read

The CEO's Journey: Leadership, Growth, and the Power of Storytelling

The CEO's Journey: Leadership, Growth, and the Power of Storytelling

Stepping into the role of CEO—or any senior leadership position—is a momentous shift. It’s a move from being a high performer within a business to being the leader of the business. ...more

Blogs ,Accelerated value creation &Industry commentary

February 07, 20255 min read

The Business Journey: Aligning Growth, Value, and Succession with Personal and Financial Purpose

The Business Journey: Aligning Growth, Value, and Succession with Personal and Financial Purpose

Here’s the first truth: Your business must serve you, not the other way around. This might sound like common sense, but the reality is that many business owners fall into the trap of reacting to oppor... ...more

Blogs ,Accelerated value creation &Industry commentary

January 20, 20256 min read

A New Chapter for Mortgage Broking: Consolidation, Growth, and the Future of Succession Planning

A New Chapter for Mortgage Broking: Consolidation, Growth, and the Future of Succession Planning

The mortgage broking sector in Australia is at a pivotal moment. Forces of consolidation, technological evolution, and shifting market dynamics are transforming the industry landscape. ...more

Blogs ,Accelerated value creation &Industry commentary

January 15, 20255 min read

The Importance of Living Well

The Importance of Living Well

Life can be so much sweeter when we accept our own mortality. The subject of death can be so negative and overwhelimg for most people, but it need'nt be so. ...more

Blogs ,Accelerated value creation &Industry commentary

January 06, 20253 min read

The Dangers of Living an Unexamined Life as a Mortgage Broker in Australia.

The Dangers of Living an Unexamined Life as a Mortgage Broker in Australia.

As Socrates famously stated, “The unexamined life is not worth living.” Though these words were uttered millennia ago, their relevance today cannot be overstated, particularly in an industry as demand... ...more

Blogs ,Accelerated value creation &Industry commentary

December 18, 20245 min read

Succession Planning: Securing the Future of Mortgage Broking

Succession Planning: Securing the Future of Mortgage Broking

Succession planning, at its core, is about creating a sustainable business model that can outlive its founder. It’s about ensuring clients aren’t left in the lurch when a broker decides to retire, sel... ...more

Blogs ,Accelerated value creation &Industry commentary

December 12, 20246 min read

Ownership Thinking: A Framework for Success in Mortgage Broking

Ownership Thinking: A Framework for Success in Mortgage Broking

Ownership Thinking isn’t about selling your business—at least not in the immediate sense. It’s about operating your business as though it were always ready for sale. Think of it like preparing your ho... ...more

Blogs ,Accelerated value creation &Industry commentary

December 10, 20245 min read

Reflections on Growth, Legacy, and the Journey of Life

Reflections on Growth, Legacy, and the Journey of Life

The mind, I’ve learned, is the ultimate battlefield. When the mind is strong, the body follows, and life itself becomes a series of opportunities to grow through challenge. This is why I embrace disco... ...more

Blogs ,Accelerated value creation &Industry commentary

December 06, 20243 min read

Recludo CEO Tim Brown Highlights the Importance of Independent Partnerships for Broker Business Growth

Recludo CEO Tim Brown Highlights the Importance of Independent Partnerships for Broker Business Growth

Tim Brown, Group CEO of Recludo, brings four decades of experience in mortgage and finance. Renowned for driving growth and fostering innovation, Brown emphasises the critical role independent partner... ...more

Industry commentary

December 03, 20242 min read

All Rights Reserved | Recludo Limited | Copyright 2024

Privacy Policy | Terms of Service